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The movie centers on a heist and man-made treachery amidst a natural disaster in a small Indiana town. Criminals, local sheriff, and many other people chase $3 million in cash when the city is taken by a flood.
Hard Rain may not be the most inventive of thriller plots, essentially boiling down to an extended chase with all concerned after the moneybags, but it's extremely impressive as a physical production.
It's big, dumb, noisy, and teeming with idiotic dialogue, yet the finished feature has a certain merry swagger about it that keeps everything motoring right along, and the hook of the film is immaculately presented.
The flood rises, the night grows murky, and it becomes clear that the more water there is on screen, the less room there is for anything of interest to happen.
Virtually nothing that takes place here is believable for a moment, beginning with the idea that all these people would expend all their energies trying to shoot one another when they are so imperiled to begin with.